Match bank transactions to invoices and purchases
You upload a PDF account statement. Before anything is saved, the lines are checked against the opening and closing balance. For each receipt and payment smetni suggests a document and explains why, and the decision is yours.
From BusinessCompare plans
How it works
You work with statements you upload yourself. There is no direct connection to the bank.
Download the statement
You download a PDF account statement with opening and closing balance from your bank. A transaction list without balances is not accepted.
Upload it to smetni
You upload one or several statements at once. If the lines read do not match the balances, nothing is saved.
Review the suggestions
Receipts are shown next to unpaid sales and payments next to unpaid purchases. Every suggestion has a reason, for example an invoice number in the payment reference.
Confirm
The payment is recorded on the document and the remaining amount updates. If you matched the wrong document, you undo the match and the payment is reversed.
What the module includes
Statements, reconciliation and the company's cash desk.
Included in plans
- StarterNot included
- ProNot included
- BusinessIncluded
- EnterpriseIncluded
Statements
- PDF account statements, one or several at once
- Lines checked against the opening and closing balance
- Several bank accounts in one company, with a filter by account
- A warning for a statement uploaded twice and for a likely duplicate line
- The original of every statement is kept for download
Reconciliation
- Receipts against sales and payments against purchases, one by one or as a group of several rows and documents of one client or supplier
- Every suggestion with a reason: number or EIK (company ID) in the reference, amount, known account or name
- Partial payment with a visible remainder. A larger row keeps its remainder open for another invoice or an advance
- Payment in another currency, checked against the ECB rate, with the exchange difference in the books
- Rules and suggestions learned from your earlier matches, and automatic matching on a full match, if the administrator turns it on
- A history of every match, which you can undo
Other payments and cash
- Salaries, contributions and tax to the National Revenue Agency (NRA), linked to the month in Personnel
- VAT under a locked VAT return, corporate tax advances and dividends
- Transfers between your own accounts, with no income or expense
- A new expense straight from a bank line, for example for a bank fee
- Cash receipt and payment vouchers (ПКО and РКО) with automatic numbers
- A cash book with the month's movements and the cash balance
Frequently asked questions
Does smetni connect directly to my bank?
No. The module works with PDF statements you upload yourself and does not make transfers. The bank account you add in the invoice settings does not sync transactions. You download the statement from your bank and upload it to the Bank module.
Which statements are accepted?
A PDF account statement with opening and closing balance. A list of transactions only is not accepted: with Revolut, for example, download the Account statement, not the Transaction statement. If the lines read do not match the balances, the statement is not saved.
Are payments matched automatically?
Not by default: smetni suggests a document and shows the reason, and you confirm. The administrator can turn on automatic matching of lines with a full match once the statement is processed. A wrong match is undone and the payment is reversed.
What happens with a partial payment or an overpayment?
A partial payment covers part of the invoice, and the rest of it waits for the next payment. If a receipt is larger than the invoices, the rest of the row stays in Receipts: you place it against another invoice or record it as an advance from the client. Imported invoices take partial payments like invoices issued in smetni.
Which plan includes Bank?
Business and Enterprise, together with Declarations, Personnel and Accounting. On Starter and Pro you record payments on documents by hand, for the full amount or part of it.
What does the cash desk include?
Cash receipt and payment vouchers (ПКО and РКО) with automatic numbers, posted to an account you choose, and a cash book with the balance by month. smetni is not a cash register and does not issue fiscal receipts.
Guides
Detailed instructions, step by step.
- BankUpload bank statements and reconcile transactions against documents and liabilities.
- Send and trackSend a document, use the client portal and keep track of outstanding amounts.
- Currencies and exchange ratesChoose client and document currencies, and review exchange rates and reporting amounts.
- Prepare the monthly closeA practical checklist from documents and payments to accounting reports and declarations.
Related modules
They work with the same documents, clients and payments.
Get started with smetni.app
No lock-in. Cancel at any time in Settings.
Numbering, VAT scenarios and mandatory details under the VAT Act.
Invoice data is stored in data centers within the European Union.
Encryption at rest and in transit.
Backups every day, restorable when needed.